Archive: Commercial Mortgage

Consumers face financial squeeze as mortgage interest rates rise

by Touch Financial (March 6, 2012)

The cost of borrowing to buy a home is on the way up. From 1 May, the Halifax, the biggest mortgage lender in the UK, is raising its standard variable mortgage rate (SVR) to 3.99% from its present 3.5%.

10 Tips for commercial property investing

by Touch Financial (May 31, 2011)

Although this might be a little like teaching Grandma to suck eggs, as a commercial property business it can be worthwhile taking a step back and analysing how and why certain investment decisions are made and the process you go through in making them.

Is the London ripple effect underway?

by Touch Financial (May 26, 2011)

If the London property sector is a litmus test for the rest of the UK economy, you’d be excused for thinking a nation-wide recovery is not far away.

In the past this has certainly been the case, although currently there is a major disparity between the economic performance of the capital and other regions of the country.

Commercial mortgage market stabilises as new lender brings much needed competition

by Touch Financial (May 19, 2011)

The opening months of 2011 saw a stabilisation of the commercial mortgage market with the high street banks “fighting” for market share of high turnover businesses buying premises from which to trade. However balance sheet constraints can leave them short on loan to value bands on medium size loans – appetite for standalone mortgages at 75 per cent Loan to Value is still strong.

Differences Between a Residential and Commercial Mortgage

by Touch Financial (March 16, 2011)

If you’ve never taken out a commercial mortgage before you’ll be surprised how similar it is to taking out a home loan. But there are also some important differences to watch for.