Touch Financial Partner

020 7001 9129

Our Lenders

Cash flow — the secret of success

The most successful companies are those that manage their cash flow effectively. And that means keeping a keen eye on credit. Bridging the gap between the point at which an invoice is raised, and the point at which the money enters your bank, can be a challenge. It’s why there are specific financial ‘services’ that can help. And one of the best known — and most widely used — is factoring.

How does it work?

Factoring is a form of cash flow funding that allows you to release up to 100% of the value of cash tied up in unpaid invoices, usually within 24 hours of raising an invoice. How it works is simple: you send a copy of the invoice to both your customer and the lender. The lender will then make a pre-agreed percentage of the invoice value available to you, collect the payment from your customer, and return to you the remaining percentage of the invoice value, minus any fees. Different types of Factoring service are available to suit different needs; for example, it does not always require the customer to pass the management of their sales ledger over to the lender. Ownership of the ledger can be retained in-house.

Benefits of using Touch Financial

  • Release up to 95% of the value of your invoice
  • Our award winning service is free and confidential
  • Short term contracts and trial periods available
  • Favourable rates when going through Touch
  • Access to over 30 of the UK’s leading lenders

Why should I factor?

Factoring tends to suit smaller businesses whose principal ‘asset’ is their sales ledger (ie their invoices). The main advantage, of course, is that it provides an immediate injection of cash. Rather than having to wait 60 or 90 days, or perhaps even longer, you will have money immediately available to you to re-invest in your business. Having cash up front enables you to pay your suppliers more quickly, and negotiate better terms as a result, taking full advantage of supplier discounts for early settlement. What is especially good is that the more invoices you generate, the more cash you will receive. It therefore ‘rewards’ growing businesses, encouraging growth rather than holding it back.

Touch Financial reviews

Feedback for Touch Financial has been compiled from 183 customer reviews

Date Product Score Customer Comment

Invoice Finance - Utilities


Very good and proffesional service they listened to my requirements and delivered what they promised. staff were very helpfull and polite.
thanks for all your efforts this has really helped my comapny go forward.

Invoice Finance - Recruitment


A very efficient service from an excellent staff team that understands specific needs of individual clients. After an email and a couple of phone calls its amazing how I was sign posted to three suppliers and had the choice to pick the more suitable one out of the three. My pick has since also delivered to my satisfaction.
I would definitely come back for more services in future and would not hesitate to recommend.

Invoice Finance - Construction


Great! Mark was extremely helpful, I will be passing on his details for anyone else that is interested in invoice finance.

Invoice Finance - Recruitment


Lauren Fullarton has been so helpful as soon as she was informed that (Competitor details removed by Feefo) were not willing to help us expand. She has been calling us and introducing different funders and we are now working with (Competitor details removed by Feefo. We deeply appreciate the calls she has been making to us during the time when we were stressed looking for an alternative factoring company. The decision by (Competitor details removed by Feefo left as depressed and confused but THANK YOU to Lauren for her positive encouragement and help. Every time we made calls to Touch Finacial, they were willing to listen and help.

I was very pleased with the service and advice given to me and will look to get in touch with Touch Financial as and when I require their service in the future