Touch Financial Partner

020 7001 9129

Speak to an expert free of charge Mon-Fri 9:00-5:30pm

Our Lenders

Cash flow — the secret of success

The most successful companies are those that manage their cash flow effectively. And that means keeping a keen eye on credit. Bridging the gap between the point at which an invoice is raised, and the point at which the money enters your bank, can be a challenge. It’s why there are specific financial ‘services’ that can help. And one of the best known — and most widely used — is factoring.

How does it work?

Factoring is a form of cash flow funding that allows you to release up to 100% of the value of cash tied up in unpaid invoices, usually within 24 hours of raising an invoice. How it works is simple: you send a copy of the invoice to both your customer and the lender. The lender will then make a pre-agreed percentage of the invoice value available to you, collect the payment from your customer, and return to you the remaining percentage of the invoice value, minus any fees. Different types of Factoring service are available to suit different needs; for example, it does not always require the customer to pass the management of their sales ledger over to the lender. Ownership of the ledger can be retained in-house.

Benefits of using Touch Financial

  • Release up to 95% of the value of your invoice
  • Our award winning service is free and confidential
  • Short term contracts and trial periods available
  • Favourable rates when going through Touch
  • Access to over 20 of the UK’s leading lenders

Why should I factor?

Factoring tends to suit smaller businesses whose principal ‘asset’ is their sales ledger (ie their invoices). The main advantage, of course, is that it provides an immediate injection of cash. Rather than having to wait 60 or 90 days, or perhaps even longer, you will have money immediately available to you to re-invest in your business. Having cash up front enables you to pay your suppliers more quickly, and negotiate better terms as a result, taking full advantage of supplier discounts for early settlement. What is especially good is that the more invoices you generate, the more cash you will receive. It therefore ‘rewards’ growing businesses, encouraging growth rather than holding it back.

Touch Financial reviews

Feedback for Touch Financial has been compiled from 85 customer reviews

DateProductScoreCustomer Comment

Invoice Finance


Touch are an excellent company for a start up like mine. Unlike the banks, they were prepared to talk, a welcome relief after 5 years battling with other lenders. Without access to finance, starting a business can become an impossible mission. I enjoyed the experience working with Touch Financial, nice friendly efficient staff who are happy to help. Delighted to have been introduced. Let business commence....! *personal info removed by Feefo*

Invoice Finance


Good options that I would not have approached directly.

Invoice Finance


We found Touch Finanical to be very helpful

Invoice Finance


Did not find them useful

On 03-Nov-2014 the supplier responded:
I understand that our Senior consultant has been in contact with you to discuss your feedback in detail. I am very sorry to hear that your customer journey with Touch Financial has not been of the standard we would expect. I would like to emphasise we take our customers relationships extremely seriously and that this is the first time we have received any negative feedback from a customer. Rest assured that I will personally oversee the necessary changes we need to make to ensure that this does not happen again in the future.

Simon Carter

I was very pleased with the service and advice given to me and will look to get in touch with Touch Financial as and when I require their service in the future