Invoice Finance

Finance for your business to improve cash flow without waiting the full 30 days (or longer) of your invoice payment terms.

Receive a significant portion of the cash you are owed without waiting for your customers to pay, and get back to doing what you do best – running your business.

Release up to 100% of invoice value
Low rates from 0.1%
Compare top providers with one simple form
Completely free and no obligation service

Get Started

Invoice Finance Calculator

Likely Advance: £0

Total Fees: £0 p/m

Apply for invoice finance now

How it works

The Order

With your financing contract in place, you raise an invoice to your customer in the usual way, detailing how much is due to be paid and when.

Cash Advance

Send a copy of the invoice to your lender and, usually within 24 hours, unlock up to 100% of your invoice value as a cash sum, paid directly into your account.

Repayment

When the invoice is due, the lender receives the payment from your customer. Any remaining invoice value not initially financed is forwarded to you minus prearranged fees. Now you can get back to business as usual.

Get Started

Products

There is a range of invoice finance products available – from factoring to discounting, selective finance and spot factoring. We can help guide you through to find the right finance for your business.

Invoice Factoring

Invoice factoring, the most popular form of invoice finance, is a method of lending designed to help businesses who rely on payment from …

Confidential Invoice Discounting

Also known simply as invoice discounting, confidential invoice discounting is a popular method for improving cash flow for businesses who…

Invoice Discounting vs Invoice Factoring

Factoring and invoice discounting are both financial services that can release the funds tied up in your unpaid invoices, involving a pro…

CHOCS

You can think of CHOCS, or CHOCC, as essentially being a hybrid product of invoice factoring and discounting. The acronyms are interchang…

Spot Factoring

Spot factoring is an invoice finance arrangement where businesses can choose to fund individual invoices. It allows your business to sell…

Knowledge Hub

If you’re unsure where to start, explore our knowledge hub for helpful tools and articles on a variety of topics to get an idea of what you and your business may need.

Finance for your sector

Helpful Tools

How to Guides

News & Expert Opinion

What Is…

Get Started Now

Complete our quick form and we will be in touch to provide free, no obligation, impartial advice on funding options from over 35 lenders.

Step 1 of 2

Amount of funding required
Annual turnover
Outstanding ledger
Company name*
Industry sector
How established is your business?

By submitting your details for us to get in touch, you agree that you have read and understood our Terms and Privacy Policy.

I knew I needed help with factoring but I didn’t know who to call or who was good or bad. Touch Financial took that pain of phone calls away. Within two days I had four suppliers of factoring/invoice discounting services in my office for meetings.

Even when the deal was signed they still kept in touch to make sure I was happy with the whole process.

The service is brilliant.

The allocated adviser was brilliant, he went over the board to assist me where I was having difficulties and was able to explain things clearly while giving me a choice through out the process.

The team were patient with me and I appreciate their professional responses how ever trivial my questions seemed.

Professional Advice – Invaluable & Expert’s Knowledge

Jacob got in touch with us after the Initial enquiry… He has provided a quick & excellent advice with the available options based on our situation.
We found him truly connected in the market & was always helpful in providing the relevant information.

1 / 3

Trusted by customers and industry