Touch Financial
300+ Reviews

Factoring Overview

95% of the cash tied up in your unpaid invoices could be released immediately using Factoring. How would your business benefit if you removed the 60 days it takes to receive payment? How much quicker could you grow?

As part of the service the lender will also manage your sales ledger, credit control and payment collection. This part of the service could save you both time and money as you won’t have to invest in expensive management systems or time/headcount to do tasks such as chase payments.

Touch Financial is the UK’s largest independent factoring broker, working with over 20 lenders. This provides us with access to preferential rates and special offers, such as a 28 day notice period!

Compare quotes instantly online or speak with one of our experts to find out how factoring could benefit your business – 0845 388 9725!

How Factoring works

When new invoices are issued you send a copy of the invoice to both the customer and the lender. The lender will then make a pre-arranged percentage of the invoice value available to you, typically within 24-hours.

The lender will also manage your sales ledger, chasing and collecting payment. Once the lender has collected payment they will pass back any money owed to you minus their fees.

Benefits of Factoring

  • Gives you instant access to the cash you’ve already earned!.
  • Flexible form of lending allowing you to borrow as much or as little as you like.
  • Eliminates the time and money spent on credit control and chasing payment from customers.
  • No other assets are required to secure the funding.
  • As well as a financial resource factors can also provide excellent strategic guidance to help grow your business.
  • Can operate as a confidential service so your customers don’t need to know you use the service.

Is Factoring right for your business? It could be if

  • You’re an organization in the UK dealing in business to business sales
  • You have a projected annual turnover of at least £50,000; and
  • You issue invoices with credit terms of between 30 and 90 days

Every month Touch Financial help businesses improve their cash flow with invoice factoring.
Request a quote to find out how much extra cash you could raise.

How much does Factoring cost?

The cost of Factoring is driven mainly by the lenders service fee, this is an agreed percentage of the cash you draw from the lender. Using our online quote form you can calculate the cost of using a Factoring service.

Helping you find the best deal for your business

Our aim at Touch is simple, to save you time and money by putting you in touch with the right lender.

No-obligation quotes are available through our quick and easy to use online quote form. We also have a dedicated team of factoring experts on hand to take your call should you need any more information or guidance.

We’ve helped thousands of business owners find the right finance through over 60 years combined experience in the commercial finance arena, how can we help you?

Compare Invoice Factoring Quotes Today

Explore Further

Touch Financial rated 4.9/5 based on 300+ customer reviews. See reviews here »

Visit our Case Studies

Visit our case studies feed to find out more on how alternative finance products such as invoice finance have helped UK businesses in all industries and turnover.

0207 001 9142

Customer we have helped

All of the customers in our case studies have been kind enough to share their experience of the service we provide.


"Very polite and a professional team of financial advisers who seem to know their business, work well within their industry and get a result."-Invoice Finance Introduction

Customer Reviews

We pride ourselves on our high service levels. Please see what our customers have to say about us through the independent review service, Feefo.


0207 001 9142