Asset financing

Spread the cost: Enabling you to invest in new equipment or technology.
Conserve working capital: By spreading repayments, you leave your cashflow free for other projects.
Budget management: Paying a fixed monthly amount makes for straight forward budgeting.
Tax benefits: Lease payments are classed as expenses and may be offset against tax.

Commercial mortgages

Retain ownership: Retain all the benefits of ownership in an asset that has the potential to increase in value.
Tax advantages: Interest payments are tax deductible and made with pre-tax money.
Simplified cashflow: Repayment schedules are pre-agreed, making cashflow more manageable.
Expansion: Develop your property as your business grows.

Debt recovery

Save time and money: Appointing a specialist can save time and resources, allowing you to focus on growing your business.
Improved profitability: Every pound of bad debt reduces your profitability.
Reduce bad debt: Appointing agents often prompts debtors to pay.
No win No fee: A number of recovery specialists will only charge if successful.

Factoring

Improved cashflow: Up to 90% of invoice values paid the next working day.
Flexible finance: Funds available grow inline with your turnover, unlike a loan or overdraft.
Improved credit control: Assistance with the management of your sales ledger, tailored to how you wish to do business.
Optional Bad debt protection: reduce the risk associated with unpaid invoices.

Invoice discounting

Improved cashflow: Up to 90% of invoice values paid the next working day.
Flexible finance: Invoice discounting grows with your business; no need to keep increasing your borrowing facilities.
Negotiate discounts: Obtain more favourable terms from suppliers by paying earlier.
No loss of control: You retain full control of your sales ledger and credit control.

Welcome to Touch Financial, the UK's largest independent invoice finance broker.

Touch... our story

Touch Financial is the UK’s leading online invoice finance broker. Our team of highly experienced consultants specialise in providing tailored cashflow solutions for start up businesses through to well established PLCs. We are 100% independent and work closely with a carefully selected panel of lenders, from high street banks to boutique funders.
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How can Touch help your business?

Access to a carefully selected panel of the UK's leading lenders
Fully independent and impartial advice
Support from our team of experienced business consultants
Exclusive discounts from select funders
No fee based service

Cashflow Calculator