Knowledge Hub

While invoice discounting is a great alternative to other forms of business financing, many business owners in the UK worry about the costs involved. …

A cash flow ratio is a financial metric that provides insight into a business’s ability to pay off its current debts with cash generated in the …

Asset-based lending is a form of finance where existing business assets are used as collateral for a loan. The most common types of assets used for co…

Invoice factoring, or debt factoring, is a form of financing that allows you to turn your outstanding invoices into cash by selling them to an invoice…

What is a liquidity ratio?
A liquidity ratio is a financial metric used to determine a company’s liquidity. Liquidity refers to the ability to conve…

At its most basic, a debenture is a document that acknowledges debt and is agreed between a lender and a borrower, often referred to as a security doc…

Every business has a working capital cycle. This is the term given to the time it takes for your business to turn net current assets into available ca…

A letter of credit is a guarantee from a bank against risk for a seller that their buyer will pay. It is common in international trade.
The guarantee …

Cash flow is a term used for the net amount of money that comes into and out of your business on a regular basis. It probably goes without saying, but…

Credit factoring is simply another name for invoice factoring, and is a type of financing that allows business owners to receive up to 100% of their i…

When trying to secure funding for a business, perhaps with a business loan, you may be asked as director of the business to provide a personal guarant…

Thousands of businesses rely on sales from multiple customers. With this reliance on outside parties, credit protection is vital for preserving credit…

An overdraft is an agreement that allows you to keep making payments such as staff wages or day-to-day expenses even when there is no money in the bus…

Debt factoring is an alternative term to invoice factoring and takes place when accounts receivables, typically in the form of invoices, are raised by…

Turnover is a word that accountants use to describe the level of business over a specific period of time, measured through the value of sales.