Touch Financial
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Business Money Facts

We Will Help You Access Funding Options In Three Easy Steps For Free

Receive Specialist Advice

Go through your export or import needs and get free specialist advice on the funding options available to you.

Meet a Suitable Funder

Once your specific needs have been identified, we will introduce you to the most suitable funder on our approved panel.

Speed Up Your Cash Flow

The funding agreement you receive can help alleviate importing payment pressures or allow you to get paid for exports earlier.

Assistance every step of the way and support after you have secured the required funding.


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Customer Testimonials

“Good advice all along the way.”

“They understood my request and needs and were able to fulfill them quickly and efficiently with good options. Helped me through their decision making process with good advice all along the way.”

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Jim, Barnes

“Very Good and Professional Service.”

“Very good and professional service, they listened to my requirements and delivered what they promised. Staff were very helpful and polite. Thanks for all your efforts which has really helped my company go forward.”

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Sean, Basildon

Looking for Import and/or Export Finance?

Importing and exporting to or from the UK can often seem a challenging and daunting task. However, thousands of businesses are overcoming the complexities involved and succeeding on an international scale.

It is important to consider all of the options available in order to maximise your opportunities with today’s evolving import and export markets.

Import Finance

As an importer with overseas relationships, your suppliers may request upfront payments to ensure they are covered for the work they are undertaking.

Import financiers provide funding for the goods or services being imported to ease the pressure of payment and keep your business relationships positive.

Export Finance

Export financiers provide funding in a very similar way to how you would obtain an invoice finance facility – either in the form of an export factoring or export invoice discounting facility.

As an exporter you may have a number of invoices issued for clients overseas, with a potential of up to 90% of your invoice value to be obtained, depending upon your business situation.

Some financiers have expert, multi-lingual client managers who will be able to assist you with credit control.

By securing a facility and releasing your funds, you can look to continually grow your trade opportunities.

Overseas Trading Challenges To Consider

Laws, regulations, language and currency need to be kept in mind as these factors could all potentially impact your cash flow.

  • Payment Terms – customers will usually require longer payment terms and generally take a long time to pay for any goods and services you have supplied.
  • Local Trade Tax and Government Laws – trade tax rates, service / product specification requirements and insurance costs are worthwhile considerations when trading overseas. In addition, note that certain import and export goods are subject to particular trade regulations.
  • Currency and Localisation – the strength of domestic currency and thus exchange rate fluctuations will impact your trade surplus or deficits. In addition to this, local business practices, marketing, contract terms and general communications revolved around your service or products will require specialist experience if they’re to be handled effectively.

Related Finance Solutions

There are also other funding options available which can support and work in conjunction with your business activities:

  • Trade Finance – can ensure you have the finance needed to pay suppliers for when a purchase order has been confirmed. It works with the lender providing funding on the understanding that a buyer-seller agreement has been made. Typically a financial mechanism called a letter of credit helps to ensure payment will be made and orders of finished goods will be fulfilled.
  • Invoice Finance – releases your cash attached to invoices from your sales ledger more quickly so you can improve your cash flow and make potentially vital payment or reinvestment decisions. Invoice finance comes in two main forms, invoice factoring and invoice discounting, where the provision of credit control is the main difference. You can gauge how invoice finance could help you with our calculator above.

Touch Financial know the most suitable and reputable export and import funders in the market to help manage the fine details of trading internationally. After a successful introduction, you will be able to concentrate on doing what you do best – running your business. Fill in the quote form using the button below and get speaking to a consultant about how our services could help your business grow.

 


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Case Studies

European Clothing Wholesaler Seeking Growth

Industry: Wholesale   Turnover: £500k   Lender: Hitachi

“With turnover increasing by over 50% per year we need capital to invest in the growth of our business. We also pay for all our imported stock up front. This means that we need the money from factoring to keep the operation running and to keep us on track to hit our ambitious targets.”  – Director


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Wholesaler Distributor Gain Cashflow Relief

Industry: Wholesale   Turnover: £800k   Lender: Lloyds TSB Commercial Finance

With cashflow issues amounting and threatening the business, a cashflow release was needed to ensure manufactured goods and imported goods from China were secured to save the company from bankruptcy. – Director


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